Janet Byrd

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 I have been a mortgage professional for more than 30 years.  What started out as a way to earn income in college, quickly evolved into a passionate, life-long career of helping people, just like you, make their dreams of homeownership come true. 

Whether you’re an investor, first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. 

I can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I'll help you consider all your options so you can concentrate on making the best decision for your needs.

Already own a home and want to make a large purchase, consolidate debt or just lower your payment?  Everyone is unique, let's review the details of your situation and find the right loan to meet the needs of your particular circumstances. 

NMLS: 2562567

Phone: 904-727-8688

Email: janet@cxmortgage.com