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Get Started RefinanceCX Mortgage helped me refinance my home, and I couldn't be happier. They explained everything in simple terms, offered great rates, and kept me in the loop every step of the way. If you're thinking about refinancing, go with CX Mortgage—you won't regret it.
Nancy C.
FHA home loans are popular among Florida first-time homebuyers due to low down payment and credit requirements.
FHA Loans
A conventional(fixed-rate mortgage) is a popular type of home financing in Florida because it offers predictability for your budget.
Conventional Loans
A jumbo home loan is a mortgage used to finance Florida properties that are too expensive for a conventional conforming loan.
Jumbo LoansConventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
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September 11, 2026
If you glanced at a rate sheet this week and felt your stomach drop, you were not imagining it. Daily mortgage quotes crossed 7% on September 10, according to Mortgage News Daily, touching 7.07%. That is the first time daily averages have cleared that line in about 16 months. Freddie Mac's weekly survey, published the…
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September 4, 2026
Freddie Mac's Primary Mortgage Market Survey put the average 30-year fixed rate at 6.71% for the week of September 3, 2026. That is up from 6.66% the week before, and it is the highest Freddie Mac has printed since July 2025. The 15-year fixed also moved higher, to 6.04% from 5.98%. A year ago the…
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August 28, 2026
The existing-home market and the new-home market are not telling the same story this week. On Tuesday the Census Bureau and HUD reported that sales of new single-family houses fell to a 607,000 annual rate in July, down 10.5% from June and 6.3% from a year earlier. Inventory climbed to 488,000 homes. At July's sales…
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